Working with us
Be part of something bigger!
At TRATON Financial Services (TFS), you are part of something bigger! We believe in the power of collective impact – the idea that the whole is greater than the sum of its parts. We empower some of the most influential brands in transportation by providing them with diverse tools for innovation and success. Becoming part of our team means embarking on an exciting transformational journey. With us, you can contribute to something new, play a vital role in shaping our company’s future, and leverage lasting impact on the industry.
Our Culture
TFS culture is characterized by its openness, global perspective, and inclusivity. We empower our people to be authentic and easily connect with each other. Our environment encourages teamwork, supports both personal and professional growth, and promotes a positive mindset. Our international nature is a key feature, facilitating interactions with diverse nationalities and cultures. The culture blends elements of tradition with a dynamic, evolving spirit, while forging a unique identity.
Charlotte Falck “Head of Group Control”
My Journey to TFS
I joined TFS in February 2024. Prior to that, I worked in the banking industry for many years and during that time, I became familiar with TRATON. Through a course at the Stockholm School of Economics, I met TRATON employees who were very satisfied with their employer. Almost ten years later, when the opportunity to join TRATON Financial Services arose, I remembered those conversations. I was hopeful that the culture would be similar to what I had heard, and it turned out to be true. It was also the first time I dared to join a company with a physical product, and I haven't regretted it for a single day!
The value of inclusion
Diversity and inclusion are what make me proud to work at TFS. Here, I can always be myself and never feel forced to adapt. It's so nice that you fit in all the time! Here, you are judged on your competence and nothing else. One reason may be that I have the best team in the world. Everyone is so different, and it's so lovely and enriching!
Our culture
At TFS, you can be yourself. Even though we are geographically close to one of the companies in the TRATON GROUP, at TFS we try to think in a broader and newer way. We cultivate a distinct and forward-thinking approach, where we openly discuss our ongoing development and how we leverage the unique strengths of each individual to benefit the entire organization.
Vacancies
Current vacancies at TRATON Financial Services: click here
Open positions at TRATON Financial Services brands
(VWTB Financial Services link to be updated)
Sofia Hansson “IT Project Management Office Administrator”
My Start at TFS
I joined TFS in February 2024. Joining TFS was an exciting decision, as it offers a unique opportunity to work in a dynamic, fast-paced environment alongside industry experts who possess immense knowledge and experience! This setting provides an incredible opportunity to learn from the best, grow into the professional I aspire to be, and develop my skills in various areas. Working at TFS is particularly exciting at this moment as we are in the midst of a transformation journey, bringing together multiple brands and cultures into a dynamic and integrated ecosystem.
Our Culture
What makes me proud to be part of TFS is its unwavering commitment to fostering a culture of diversity, collaboration, and innovation! By bringing together talented professionals from various backgrounds, TFS creates an environment where creativity flourishes, new ideas are embraced, and curiosity is encouraged. The company empowers its employees to grow, challenge the status quo, and make a meaningful impact. Being part of this journey, where change is embraced, and every contribution matters, makes me truly proud to work here!
Our Environment
TFS has a culture that is dynamic, inclusive, and driven by excellence! It’s a place where diverse perspectives are valued, collaboration is encouraged, and creativity thrives. An environment that is both inspiring and fun, making it a great place to grow, challenge yourself, and make a meaningful impact!
Our departments
Behind every successful company is a network of dedicated teams. We invite you to explore our departments, each focused on supporting our growth and ensuring our stability. Click to learn more about our team's expertise!
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TFS Treasury secures and manages funding for TRATON Financial Services, ensuring financing under the most appropriate format in different jurisdictions and as competitively priced as possible. Our department is divided into two main functions: Internal Bank and Structured Funding, each playing a critical role in managing TFS’s financial infrastructure. Together, the Internal Bank and Structured Finance teams ensure that TFS has the right balance of internal and external funding solutions to meet its operational and growth needs, while maintaining adherence under Treasury Policy and compliance with credit agency requirements.
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The Internal Bank is responsible for managing the daily financial activities of the TRATON Treasury AB Balance Sheet. TRATON Treasury AB primarily serves as an intercompany funding vehicle, with most external interfaces occur through TRATON SE and TRATON Finance Luxembourg. Its responsibilities include providing intercompany financing from TRATON Treasury AB to TFS Business Units, conducting the issuance of bonds and commercial papers from TRATON Finance Luxembourg in coordination with TRATON SE Treasury to meet funding needs, and hedging Foreign exchange and interest risks associated with these financial activities to minimize exposure. Additionally, the Internal Bank ensures effective management of the consolidated net liquidity across the group and is responsible for balancing and managing the TFS cash pool (ING/BMG).
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The Structured Funding unit is tasked with exploring, developing and implementing external funding strategies complementary to internal bank funding for the benefit of local TFS BU:s around the globe. The aim is to diversify the funding base of TRATON Financial Services beyond internal bank funding based on central DCM programs, as required to sustainably support the growth ambitions of all TFS brands, and to achieve the most competitive overall funding support for the different BU:s. Such external funding initiatives may range from local bank facilities to ABS (asset-backed securitization), local bond issuances, joint venture-type of arrangements and other forms of collaboration with relevant external partners. The ambition is also to enable and facilitate the development and execution of new business models, e.g. XaaS offerings.
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The Operations department at TRATON Financial Services is committed to ensuring an efficient, compliant, robust, and sustainable brand-agnostic infrastructure for the TFS group. This infrastructure enables all TRATON FS brands to play a relevant and integrated role in their brand-specific solutions while supporting each brand’s transformation journey.
Our main responsibilities include:
- Legal Infrastructure: Creating, developing, managing, and governing the legal framework for TFS operations.
- Operational Management: Establishing and overseeing brand-agnostic operations across all TFS entities.
- Capability Development: Developing and managing key brand-agnostic capabilities, such as contract and process management optimization, insurance operations, and communication strategies.
- Target Operating Models: Defining, designing, and implementing multi-brand operational models to streamline processes and enhance efficiency.
- PMO Leadership: Setting up and maintaining a professional Project Management Office (PMO) to lead and manage key projects in support of TFS goals.
- Team Management: Leading a team of specialists focusing on customer insurance, communication, and project management.
Additionally, Operations play a critical role in governance by actively participating in board positions and ensuring balanced and fair risk allocation within the TFS group. Through its governance roles, the department helps maintain alignment across all brands, oversees the implementation of brand-agnostic infrastructures, and ensures sustainable and efficient operations that contribute to TFS’s overall success.
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The Global Project Management Office (PMO) at TRATON Financial Services ensures projects align with strategic goals through structured processes and tools. The PMO manages project lifecycles, optimizes resource use, and supports informed decision-making. Focused on project success and value, the PMO drives initiatives that contribute to the company's growth. By maintaining transparency, the PMO fosters collaboration and aligns efforts with TRATON Financial Services’ objectives.
- Project Delivery Oversight
- Project Portfolio Management
- Process Maintenance & Improvement
- Cross-Functional Coordination
- Progress Monitoring
- Communication with Stakeholders
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The Customer Insurance function at TRATON Financial Services, part of the Operations department, supports in tailoring insurance solutions that align with customer needs and support the company’s brands. Focused on enhancing customer experience, improving operational efficiencies, and creating value for stakeholders, the team collaborates with both middle-office and front-office units. As TRATON evolves into a captive provider of Finance and Insurance solutions, the insurance function consolidates volumes, creates synergies, and offers scalable, low-risk solutions. Through strategic partnerships and regulatory compliance, the function contributes to the company’s long-term success.
Our main responsibilities include:
- Product Development
- Insurance Integration
- Strategic Partnerships
- Process Improvement
This leads to increased customer loyalty, enhanced competitiveness, and additional revenue streams. Key projects, including expanding insurance to non-financed vehicles, and non-vehicle related insurance products, developing solutions for end-of-lease customers, and leveraging telematics data for innovative products, position TRATON for long-term growth, synergies, and market leadership.
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The Finance Department plays a vital role in ensuring financial stability, operational efficiency, and strategic alignment across TRATON Financial Services. Through robust budgeting, planning, reporting, and governance, we provide the foundation for sound decision-making and support the organization’s long-term success by enabling better business.
Our main responsibilities include:
- Group Control: Oversees strategic planning, budgeting, and financial steering, enabling informed strategic decisions and resource alignment by the TRATON Financial Services global Management Team. Coordinates alignment of controlling for each brand and ensures cohesion and consistency across the organization through the TRATON Financial Services Finance Board. Our Group Controllers work closely with our central support functions as well as Treasury to ensure well-founded and business-oriented decisions and steering. Furthermore, the TRATON Financial Services common Financial and Risk Steering Model (FRISMO) is owned and coordinated by Group Control. FRISMO is a cornerstone in ensuring alignment globally, regardless of market, brand or system setup.
- Business/Brand controlling: Reporting to the Brand Manager, each TFS Brand has its own Business/Brand controlling function which focuses on supporting the Brand Management with solid financial planning, deep and business-oriented analysis of the ongoing performance of the business units globally as well as being an active partner in the commercial integration with the corresponding TRATON Brand.
- Group reporting and consolidation: Performs Financial Controlling of the group reporting submitted by all business units globally and ensures fulfilment of the group reporting requirements to the TRATON Group. The function is responsible for ensuring that brand controlling functions and group control are provided with the financial reporting necessary to fulfil the needs of management reporting throughout the central functions within TRATON Financial Services and its brands.
- Finance Integration: Aligns financial processes and systems across TFS, ensuring consistency and supporting the seamless integration of new markets and brands enabling expansion as well as continuous improvements in the running operation.
- Accounting: Manages financial records for the legal entities TRATON Treasury AB and TRATON Financial Services AB, ensuring compliance and transparency.
- Legal (General Counsel): Ensures compliance with local and international regulations, providing legal expertise, managing contracts, and safeguarding the company’s interests across markets globally.
By delivering actionable insights, fostering strong partnerships, and proactively working to align and continuously improve the financial steering throughout TRATON Financial Services, the Finance team ensures compliance, drives sustainable growth, and empowers all TFS brands to achieve their strategic objectives while supporting TRATON’s transformation journey.
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At TRATON Financial Services, we are committed to creating an inclusive, supportive, and dynamic workplace where every team member can thrive. Our People & Culture team plays a strategic role in fostering a positive and engaging work environment that reflects our core values and promotes both personal and professional growth.
We work closely with the business to attract, develop, and retain top talent while ensuring a seamless employee experience. By fostering diversity, equity, and inclusion, we build a culture where everyone feels valued and empowered. Our key responsibilities include:
- HR Operations: Managing essential HR processes, including recruitment, onboarding, employee engagement, compliance, and HR systems.
- Compensation & Benefits: Designing competitive salary structures and benefits to attract and retain top talent while ensuring fairness and global alignment.
- Talent Management: Developing career paths, succession planning, and workforce strategies to ensure long-term organizational growth.
- The TFS Way: Strengthening our company culture by embedding values, leadership principles, and strategic initiatives into daily operations.
- Learning & Development: Providing continuous learning opportunities and development programs to support employees in achieving their full potential.
By aligning our HR strategy with business goals, we ensure that TRATON Financial Services remains an employer of choice, driving success through people and culture.
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TRATON Financial Services IT drives technology for sustainable financial services, ensuring efficient systems, automation, and data integration across brands. With a strong focus on compliance and security, IT supports digital transformation, innovation, and new business opportunities. Key responsibilities include:
- Developing and driving group-wide IT strategy: Aligning IT with business goals and ensuring strategic direction.
- Setting and governing IT policies and enterprise architecture: Establishing frameworks for IT governance, security, and system development.
- Managing digital transformation and automation: Enhancing process efficiency, reducing complexity, and driving automation.
- Providing and managing global IT services: Overseeing infrastructure, core applications, data platforms, customer self-service, and digital workplaces.
- Ensuring compliance and information security: Securing IT systems and adhering to regulatory requirements such as KYC, AML, and DORA.
- Governance, compliance and cyber security: Ensuring that the IT landscape is secure and compliant.
- Overseeing IT vendor management: Managing partnerships and ensuring effective service delivery.
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The Credit Risk & Asset Management function at TRATON Financial Services ensures a structured and data-driven approach to credit risk management, protecting the company’s financial stability while enabling sustainable business growth. By governing global credit risk policies, leveraging advanced analytics, and providing centralized risk reporting, the function enhances risk control and enables efficient underwriting. Some of the main responsibilities include:
- Credit Underwriting
- Credit Risk Analytics
- Credit Risk Management
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The Governance, Risk & Compliance (GRC) function at TRATON Financial Services is a 2nd line of defense function that safeguards a strong and consistent risk culture, ensuring adherence to laws, regulations, and internal frameworks. By providing advice, support and independent oversight, GRC enables the organization to achieve its business objectives in a sustainable and trustworthy manner. The main responsibilities include:
- Advisory & Governance: Advising executive bodies, functions, and risk-owners, supporting implementation of GRC related frameworks such as the TFS risk framework, compliance policies, and acting as the overall coordinator of TFS global policy framework.
- Monitoring & Reporting: Monitor and report on risk and regulatory developments. Overseeing the TFS risk exposure and performance, such as monitoring key risk indicators (KRIs) and incident reporting, managing the TFS system of internal controls including global testing of controls or other risk specific monitoring.
- Functional Management: Supporting and overseeing the global 2nd line of defence functions throughout TFS global operation, collaborating and coordinating with other GRC functions across the TRATON Group’s brands and functions. The central TFS GRC function also includes TFS DPO function and its Investigations Office.
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The Group Internal Audit (GIA) at TRATON Financial Services consists of an international and talented team of professionals striving to make a meaningful impact on our company. Currently, the internal audit function has colleagues based in Sweden, Germany, Brazil, Italy, and Bosnia-Herzegovina.
The objective of the internal audit function is to evaluate and assess TRATON Financial Services existing systems for governance, risk management, compliance and control. The auditors do this by a systematic and structured approach. In practice, this means gathering information and data about how the business works, analyzing it, and presenting recommendations that drive positive improvements. By providing independent audits and consulting assignments, internal audit supports the business objectives while maintaining a strong risk framework.
GIA does not assume any operational tasks and does not audit issues in which it is biased since the function should be functionally and organizationally independent for entities, business and operating processes that could be in scope of an audit. If you are interested to gain more understanding of the Group Internal Audit at TRATON Financial Services don’t hesitate to contact any of the colleagues of the audit team.
If you are interested to gain more understanding of the Group Internal Audit at TRATON Financial Services, don’t hesitate to contact any of the colleagues of the audit team.