About TRATON Financial Services
Strategy
Transportation is changing. Battery-electric vehicles, new usage patterns and evolving customer expectations require new ways of financing transport.
TRATON Financial Services helps customers and brands manage this transition. We develop solutions that reflect the full transport economy, including vehicle use, uptime, energy, residual value and long-term operating needs.
At the same time, we are building a predictable, well-funded and risk-disciplined financial services platform that strengthens TRATON’s competitiveness.
TRATON Financial Services exists to make TRATON stronger
Our role goes beyond providing finance. We help make transport capacity, new technologies and evolving business models more accessible for customers and more competitive for the brands.
How we create value
HELP CUSTOMERS INVEST
Financing, leasing, insurance and related services help customers access the vehicles and transport solutions they need.
As the industry moves towards battery-electric vehicles and new business models, financial services become even more important. Higher upfront investments, changing operating economics and new risk profiles require solutions that make the transition more affordable and manageable.
HELP BRANDS SELL AND GROW
We work closely with Scania, MAN, International and Volkswagen Truck & Bus to support sales conversion, customer loyalty and lifetime value.
Our role is to help the brands offer integrated solutions that respond to customer needs throughout the lifecycle of a vehicle and transport operation.
CREATE GROUP VALUE
We allocate capital where risk-adjusted returns justify growth, manage credit, residual-value and operational risk, and strengthen the funding platform over time.
This supports more predictable performance, greater competitiveness and sustainable value creation for TRATON.
Our strategic direction
We are building a stronger, more scalable financial services platform through four strategic priorities.
PROFITABLE GROWTH
Expand where there is clear customer need, a strong commercial case and attractive risk-adjusted returns.
CAPITAL EFFICIENCY
Apply disciplined capital allocation and strengthen risk-based pricing across markets, products and services.
FUNDING RESILIENCE
Diversify funding sources, broaden the funding mix and strengthen our ability to support brands and customers through changing market conditions.
OPERATING EFFICIENCY
Improve processes, data, technology and shared capabilities to scale with quality, speed and transparency.
How we work
TFS combines common Group capabilities with strong local and brand proximity.
We build shared capabilities in funding, risk management, data, operations and technology, while staying close to the needs of each brand, market and customer.
This balance allows us to deliver relevant customer solutions and manage capital, risk and funding consistently across TRATON.
Looking ahead
TRATON Financial Services is becoming an increasingly important contributor to TRATON.
Our ambition is to build a financial services platform that helps customers invest, helps the brands grow and improves the resilience and competitiveness of the Group.
We will continue to develop the capabilities needed for the future of transportation, with customer relevance, capital discipline, risk transparency and funding resilience at the centre.
Board
Management
TRATON Financial Services legal entities
The following list includes countries with currently available online content. Additional legal entities exist and will be added as their digital presence is launched.